Rachel Paul

Using Your RRSPs Toward a New Home

Most of us think about building retirement savings for the future. Too often, we forget that as first time homebuyers, we can get our retirement savings working for us a little earlier. Although sometimes things seem out of reach, on closer examination th... Read >

Making the Most of Your Downpayment

Undoubtedly the hardest thing to do - especially for first time homeowners, is saving for their down payment. Historically this has been the case with most Canadian consumers, and to assist the consumer, the government introduced mortgage insurance to get... Read >

Why RATE isn’t important…

What is the first thing that comes to your mind when you are thinking about getting a mortgage? If you are like the majority of Canadians you probably would say: rate. Although rate is important in terms of getting the right mortgage, it is not the o... Read >

Variable Rate vs Fixed Rate – What should I take?

The question mortgage consumers are asking is: Should I go Variable Rate or Fixed rate? The answer - Depends! Variable rate is based on the Bank Prime, which is what financial institutions charge to the consumers. Bank Prime is based on the Central B... Read >

CMHC Purchase Plus Improvement Program...The perfect home (with some improvements!)

Has this ever happened to you? You are house hunting. You have already determined your price range. Now you find a home you love, at the upper limit of your range, but it needs a new roof! You can swing the purchase financially, but you will have no ca... Read >

Mortgage Alliance Basics - All About One Of The Best Mortgage Companies In Canada

Groupe MAC/MPH Group, the umbrella company for subsidiaries Mortgage Alliance and Multi-Prêts Hypothèques, is the country's premier independent mortgage originator with more than 1800 professional mortgage consultants across Canada. The company ... Read >

Letting Your Savings Work for You

Let's face it. You've worked hard and saved when and where you could. To most Canadians, this is a part of everyday life. Well now finally, let some of the money you have worked for do some work for you. In 1992, the Canadian Customs and Revenue Agency... Read >

Mortgage Free Sooner: Common Sense Ways to Trim Years Off Your Mortgage

Shop around! Bank employees are paid to protect the bank, and getting the right mortgage from them usually involves playing games. Why waste your time? Getting a good interest rate is crucial, but don't forget, flexibility and options are also important. ... Read >

Designer Tricks to Transform Any Room Instantly

Interior designers who transform a room from dull to dazzling are always considered naturally creative, artistic, talented and people are even willing to pay top dollar to hire one of such well-known designers of today. But you too can work some of your o... Read >

Night Sky Ceiling - Floating in Space Mural Painting Instructions

A Decorative Night Sky Ceiling is an exotic decor addition to any home! In this article, you will find step-by-step instructions on creating your own 'Floating in Space' Night Sky Ceiling Illusion. Materials Needed: - Good quality... Read >